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Do You Need to Replace a Lost Instrument in Maryland With a Surety Bond?

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If you own a valuable instrument that has been lost, stolen or destroyed, more than likely you will need a Lost Instrument Bond. The required surety bond protects the original issuer from a financial loss that may be a result of issuing a duplicate.

Surety bonds for lost instruments may either be a fixed penalty or an open penalty bond.

A Fixed Penalty Bond is for an instrument that keeps the same value as when purchased or acquired, such as money order or check.

An Open Penalty Bond is for an instrument that can change in value, such as a stock certificate.

Examples of Lost Instrument:

  • Preferred Stock Certificate
  • Common Stock Certificate
  • Certified or Cashier’s Check
  • Check
  • Money Order
  • Certificate of Deposit
  • Savings Bankbook
  • Other Financial Securities
  • How Much Will This Bond Cost?

    The premium or “cost” you pay for a lost instrument surety bond depends on the amount of the bond needed and if it is a fixed or open penalty bond. Let us help you get the bond you need. SuretyGroup.com provides you with a quote at no cost.

    More Surety Bond Questions?

    Check out our FAQ page. Should you need or choose to buy a surety bond, SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.

    DownloadApplication

    For a downloadable application