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Do You Need to Replace a Lost Instrument in Maryland With a Surety Bond?

A closeup of a stock certificate

If you own a valuable instrument that has been lost, stolen or destroyed, more than likely you will need a Lost Instrument Bond. The required bond protects the original issuer from a financial loss that may be a result of issuing a duplicate.

A Fixed Penalty Bond is for an instrument that keeps the same value as when purchased or acquired, such as money order or check.

An Open Penalty Bond is for an instrument that can change in value, such as a stock certificate.

Examples of what is considered a lost instrument:

  • Preferred Stock Certificate
  • Common Stock Certificate
  • Certified or Cashier’s Check
  • Check
  • Money Order
  • Certificate of Deposit
  • Savings Bankbook
  • Other Financial Securities

  • How Much Will This Bond Cost?

    The premium or “cost” you pay for a lost instrument bond depends on the amount of the bond needed and if it is a fixed or open penalty bond. Let us help you get the bond you need. SuretyGroup.com provides you with a quote at no cost.

    Speak to Our Surety Bond Specialists First

    Contact our Surety Bond Specialists today at:

    Phone: 1‑844‑432‑6637
    Emailinfo@suretygroup.com
    Fax:     404-351-3237
    Hours: 8:00-5:00 CST, Monday through Friday



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