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Do You Need a Lost Instrument Bond in West Virginia?

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A Lost Instrument Bond is required in West Virginia for any lost, unclaimed, stolen or destroyed valuable document or instrument that you may own. The bond protects the original issuer from any financial loss as a result of issuing a duplicate. Most often the original issuer will require a bond prior to re-issuance of the document or instrument in order to protect themselves from any financial loss.

Surety Bonds for Lost Instruments:

  • Fixed Penalty Bonds are for instruments with a fixed value such as a lost cashier’s check or money order.

  • Open Penalty Bonds are for instruments that have a varying market value, such as a common stock certificate.
  • Typical Lost Instruments:

    The most common types of lost instruments are common and preferred stock certificates. Other examples include:

  • Life Insurance Policy
  • Money Order
  • Cashier's Check
  • Check
  • Certificate of Deposit
  • Bankbook
  • Any other financial instruments and securities

  • If a Surety Bond is a requirement in order to replace your missing important document or instrument, contact SuretyGroup.com and we can help.

    How Much Will a West Virginia Bond Cost?

    The cost is called a premium that you pay for your bond and the cost depends on the type of bond needed (open or fixed penalty) and the value of the document. Fixed and open penalty bonds start as low as 1.5% for good credit. Let our Surety Bond Specialists provide you with a no-obligation quote.

    Related Links:

    West Virginia Unclaimed Property

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, call us first. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application