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Tennessee Health Club Operator Surety Bond

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The State of Tennessee Department of Commerce & Insurance, Consumer Affairs is responsible for registration of health club operators. This includes protecting the public by insuring that health club operators properly conduct business. The Tennessee Code Annotated Title 47 Chapter 18 defines the requirements for health club operators that operate on an hourly basis or scheduled lesson times and that has equipment for physical activity, or sports, gymnastics, dance, aerobics, yoga or training must registrer prior to offering any services.

Surety Bond and Registration Requirements:

  1. Obtain a $25,000 surety bond and the original bond must be signed by the applicant and sent to Tennessee Department of Commerce and Insurance, Department of Consumer Affairs.
  2. Surety bonds must be maintained for two years from the date that the business began operation.
  3. Instead of a surety bond, a current audited financial statement prepared by a certified public accountant, indicating a financial net worth of ten million dollars are exempt from the bond requirements.
  4. Health clubs with more than seven consecutive years of operation and mainly under the same ownership and control will not need to meet the surety bond requirement. Proof of operation and ownership must be maintained for a minimum period of at least five years and produced to any law enforcement agency or department of consumer affairs that requests to view it.

How Much Will a Tennessee Health Club Bond Cost?

The premium that you pay for a Tennessee Health Club Operator Surety Bond is dependent on credit. Our rates start at $250 wtih good credit. Contact our Surety Bond Specialists for a free quote that fits your situation.

Did You Know?

As of July 1, 2016, health club operators in Tennessee are no longer required to be registered with the Department of Commerce and Insurance.

Related Links:

Tennessee Code Title 47 Chapter 18 Part 3
Tennessee Health Club FAQs
Health Club, Gym, Spa, Fitness Center Bonds

More Surety Bond Questions?

Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


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