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Lost Instrument Surety Bonds for North Dakota Residents

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A Lost Instrument Surety Bond is required in North Dakota if you own a valuable instrument that has been lost, stolen or destroyed. The bond protects the original issuer from any financial loss as a result of issuing a duplicate. Often the issuing institution will require you to complete an affidavit attesting to the fact that you have not or will not benefit from the original instrument.

The most common types of lost instruments are money orders, cashier’s checks and certified checks.

Other examples of lost instruments can be:

  • Common Stock Certificate
  • Check or Cashier’s Check
  • Money Order
  • Other Financial Instruments and Securities
  • Preferred Stock Certificate
  • Unclaimed Property
  • Life Insurance Policy
  • Certificate of Deposit
  • Bankbook
  • Two Types of Lost Instrument Bonds:

  • Fixed Penalty Bonds- instruments whose value remains the same over time.
  • Open Penalty Bonds- instruments whose value can fluctuate and change over time.

  • If you live in North Dakota and need a Lost Instrument Bond to replace your important instrument, contact SuretyGroup.com.

    How Much Will This Bond Cost?

    The cost that you pay can depend on whether the bond you need is a fixed penalty or an open penalty and the value of the lost instrument. Fixed and open penalty bonds start as low as 1.5% for good credit. We can provide you with a no-obligation quote.

    Related Links:

    North Dakota Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application