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How Do I Get a Lost Instrument Surety Bond in New York?

Close up of a stock certificate, a common Lost Instrument

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If you have an instrument that has a financial value that has been lost, destroyed, or stolen, more than likely you will need a bond to have it replaced. The issuer of the instrument usually requires a bond to protect against loss upon the issuing of a duplicate. If the missing instrument later turns up, it will need to be returned to either the issuer or the surety of the instrument so that it can properly be disposed of so as to prevent any future loss.

Two Types of Lost Instrument Surety Bonds:

  • Fixed Penalty Bonds are for instruments that remain the same value as when first issued.
  • Open Penalty Bonds are for instruments that can change in value over a period of time.

  • The most common types of lost instruments are common & preferred stock certificates. Other examples of lost instruments include checks, money orders, certified checks, certificates of deposit, and other financial instruments and securities, cashier’s checks, and unclaimed property.

    If you live in the New York and need a Lost Instrument Surety Bond as a requirement in replacing one of these important instruments, call SuretyGroup.com. We are here to help.

    How Much Will This Bond Cost?

    The cost of the premium that you pay depends on the surety bond type needed and the value of the document. Fixed and open penalty bonds start as low as 1.5% for good credit. Contact our Surety Bond Specialists to get a free, no-obligation quote for the bond you need.

    Related Links:

    New York Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application