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Where Do I Get a Lost Instrument Bond in New Jersey?

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If you reside in New Jersey and have a lost, stolen or destroyed valuable document or instrument, then you need a Lost Instrument Bond. A lost instrument bond protects the original issuer from a financial loss as a result of issuing a duplicate instrument.

The Two Types of Lost Instrument Bonds:

A Fixed Penalty Bond is for instruments whose value never changes and stays the same throughout its lifetime.
An Open Penalty Bond is for instruments whose value changes over a period of time.

There are different types of lost instruments, with the most common being common & preferred stock certificates.

Other examples of lost instruments can be:

  • Certificate of Deposit
  • Money Orders
  • Certified Check
  • Check
  • Life Insurance Policy
  • Cashier’s Check
  • Financial Instruments and Securities
  • Unclaimed Property

  • If you are unsure of what type of lost instrument bond you need, SuretyGroup.com can help ensure that you get the bond you need.

    How Much Will This Bond Cost?

    The premium (cost of the bond) will vary depending on the amount of the bond coverage needed and whether it is a fixed penalty or an open penalty bond that is needed. Fixed and open penalty bonds start as low as 1.5% for good credit. SuretyGroup.com offers no obligation quotes.

    Related Links:

    New Jersey Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application