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How Do I Get a Lost Instrument Bond in Minnesota?

Close up a stock certificate, a common Lost Instrument

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A Lost Instrument Surety Bond is required in Minnesota if you own a valuable document or instrument that has been lost, destroyed or stolen. The bond protects the original issuer from any financial loss as a result of issuing a duplicate to replace the original instrument.

Types of surety bonds:

  • Open Penalty Bonds: Instruments that remain the same in value from the date of origination.
  • Fixed Penalty Bonds: Instruments that can change in value over time.
  • Examples of Lost Instruments:

    The most common types of lost instruments are common and preferred stock certificates.

    Other examples of lost instruments are:

  • Cashier’s Check
  • Certified Check
  • Check
  • Certificate of deposit
  • Unclaimed Property
  • Money Order
  • Bankbook
  • Other financial instruments

  • If you live in Minnesota and need a Surety Bond to replace one of your important instruments, SuretyGroup.com can get you the bond you need.

    How Much Will This Bond Cost?

    The premium is the cost that you pay and it will depend on whether you need a fixed penalty or an open penalty bond and the value of the instrument. Fixed and open penalty bonds start as low as 1.5% for good credit. Our Surety Bond Specialists can provide you with a free, no-obligation quote today.

    Related Links:

    Minnesota Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application