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Lost Instrument Surety Bonds in Michigan

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If you have an instrument that has a financial value that has been lost, destroyed, or stolen, then most likely you will need a surety bond to have it replaced. The issuer of instrument usually requires a bond to protect against loss upon the issuing of a duplicate.

Two Types of Surety Bonds for Lost Instruments:

  • An Open Penalty Bond is for instruments or documents that can change in value over a period of time.
  • A Fixed Penalty Bond is for instruments or documents that remain the same as when first issued.

  • The most common types of lost instruments are common and preferred stock certificates. Other examples of lost instruments include certified checks, money orders, checks, cashier’s checks, unclaimed property, certificates of deposit, and other financial instruments and securities.

    If you live in the Michigan and need a Surety Bond as a requirement in replacing one of these important documents, contact SuretyGroup.com first. We are here to help.

    How Much Will This Bond Cost?

    The premium or “cost” you pay for a lost instrument surety bond depends on the amount of the bond needed and if it is a fixed or open penalty bond. Fixed and open penalty bonds start as low as 1.5% for good credit. Let us help you get the bond you need. SuretyGroup.com provides you with a quote at no cost.

    Related Links:

    Michigan Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application