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How Do I get a Lost Instrument Bond in Kentucky?

Close up of a stock certificate

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If you have a document (or instrument) that has a financial value that has been destroyed, lost, or stolen, then you will need a bond to receive a duplicate of it. The issuer of the document or instrument usually requires a bond to protect against loss upon the issuing of a duplicate. If the missing document later turns up, it will need to be returned to either the issuer or the surety of the document so that it can properly be disposed of so as to prevent any future loss.

These two types of lost instruments are commonly required:

  • A Fixed Penalty Bond is for instruments that remain the same as when first issued.
  • An Open Penalty Bond is for instruments that can change in value over a period of time.

  • The most common types of lost instruments are stock certificates. Other examples of lost instruments include: money orders, cashier’s checks, certificates of deposit, unclaimed property, bank checks and other financial securities and instruments.

    If you live in Kentucky and need a Surety Bond as a requirement to replace one of these important documents, contact us first. SuretyGroup.com can help.

    How Much Will This Bond Cost?

    The premium “cost” that you pay depends on the bond type needed and the value of the document. Fixed and open penalty bonds start as low as 1.5% for good credit. Let our Surety Bond Specialists provide you with a free, no-obligation quote.

    Related Links:

    Kentucky Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application