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Kentucky Investment Adviser Surety Bond


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The State of Kentucky Public Protection Cabinet regulates the Department of Financial Institutions (DFI) which includes investment adviser and representatives registration. Kentucky Code 292.330 details the laws for investment adviser’s registration and surety bond requirements. The surety bond ensures compliance of state laws and eithical business practices.

Surety Bond and Registration Requirements:

  1. Payment of a filing fee and application for registration through IARD with any required attachments.
  2. Provide a copy of the client advisory contract.
  3. Provide proof of business solvency.
  4. A financial statement if the applicant has custody or discretionary authority over client funds.
  5. If the applicant has custody or discretionary authority of client funds, a minimum business net worth of $35,000 is required. If the net worth is less than $35,000 but greater than $10,000, the applicant must obtain a $25,000 surety bond.
  6. If the applicant has discretionary authority of client funds but not custody, the applicant must have a net worth of $10,000 or obtain a $10,000 surety bond.
  7. De Minimis- if the applicant physical business address is out of state, it is not necessary to register until there are five or more clients.

How Much Will This Bond Cost?

The premium that you pay for a Kentucky Investment Adviser Surety Bond is dependent on credit and the bond amount required. Our rates for $10,000 bonds start at $150 with good credit. Our rates for $25,000 bonds start at $375 with good credit. Contact our Surety Bond Specialists for a free quote.

Did You Know?

You must have a passing score of 72% for the Series 65 exam and a score of 75% for the Series 66 exam.

Related Links:

Kentucky Registration of Broker-Dealers, Agents, Investment Advisers and Investment Adviser Representatives

More Surety Bond Questions?

Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


For a downloadable application