Georgia requires Public Adjusters to apply for a resident insurance license and obtain a bond in order to provide services. The State of Georgia Office of Commissioner of Insurance oversees the insurance industry including adjusters, agents and counselors.
Public adjusters may provide services and represent insured persons who have insurance policies that cover events such as water damage, fire and windstorms that have damaged either real or personal property and may assist with the settlement of claims.
Applicants will need to apply for a license online through the National Insurance Producer Registry (NIPR) and pay the application fee. Prior to the application, the adjuster must pass the pre-licensing course and exam. Public adjusters that have a certified designation may be able to waive the examination requirements.
Applicants will also need to submit fingerprints and be able to pass a criminal background check.
Applicants are required to obtain a $5,000 surety bond. The surety bond ensures that the adjuster will act in good faith towards their clients and will adhere to all state laws and regulations.
The required attachments for the application include a complete the Citizenship Affidavit that is notarized.
Applicants will need to have five continuous years of experience as a subagent, agent, adjuster or some other form of insurance experience.
Forms and applications are available on the Georgia's Office of Insurance and Safety Fire Commissioner website.
The premium that you pay for a Georgia Public Adjuster Surety Bond is dependent on credit. Our rates start as low as $100 with good credit. Contact our Surety Bond Specialists for a free quote that fits your specific situation.
Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.
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