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Florida Resident Title Insurance Agency Surety Bonds

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The State of Florida Office of Insurance Regulation Division of Insurance Agent and Agency Services is responsible for Title Agency licensing, compliance, and education. A title agency insures and examines title claims for real estate purposes. The agency researches real property records and verifies ownership through title searches. Florida Statues Chapter 624 and in Chapters 69B and 69O provides details and guidelines for title agencies, agents and application requirements.

Surety Bond and Application Requirements:

  1. Complete the resident title insurance agency online application and payment of the application filing fee.
  2. The applicant will need to provide the name, social security number and address of the licensed resident title agent or attorney that will be in charge of the business at all times.
  3. Submit fingerprints through the approved state vendor for each majority owner, partner, officer and director of the agency.
  4. The title agency business must be located in Florida.
  5. A $35,000 surety bond is required and must be made payable to the state as well as a Fidelity bond in the amount of not less that $50,000. SuretyGroup.com writes both surety and fidelity bonds.
  6. Obtain Errors and Omissions (E&O) insurance with a minimum $250,000 per claim and aggregate limit with a deductible not greater than $10,000.
  7. The resident title insurance agency license renews annually in the month of January.

How Much Will a Title Insurance Agency Bond Cost?

The premium that you pay for a Florida Title Insurance Agency Surety or Fidelity bond is dependent on credit and the amount of coverage required. Surety bond rates start as low as $262.50 with your good credit.

Related Links:

Florida Resident Title Agency License Information
Florida Title Agency Surcharge Information
Virginia Title Insurance Settlement Agent Bond

More Surety Bond Questions?

Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


For a downloadable application