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What Is a Lost Instrument Surety Bond?

Close up of a stock certificate

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A Lost Instrument Bond is required in Florida if you own a valuable document that has been lost, destroyed, or stolen. The bond protects the original issuer from any financial loss as a result of issuing a duplicate and is sent to the financial that the certificate originated from.

Types of Surety bonds:

  • Open Penalty Bonds are for items whose market value fluctuates.
  • Fixed Penalty Bonds are for items whose value remains the same over time.
  • Common Types of Lost Instruments:

    The most common lost instruments are preferred stock certificates.

    Other examples of lost instruments are:

  • Cashier's Check
  • Life Insurance Policy
  • Unclaimed Property
  • Check or Money Order
  • Certificate of Deposit
  • Mortgage
  • Bankbook
  • Other Financial Instruments and Securities

  • If you live in Florida and need a Surety Bond to replace one of your important documents, contact SuretyGroup.com.

    How Much Will This Bond Cost?

    The premium that you pay can depend on whether it is a fixed penalty or an open penalty surety bond and the value of the document. Rates start as low as $100 with your good credit. Our Surety Bond Specialists can provide you with a free, no-obligation quote.

    Related Links:

    Florida Unclaimed Property
    Unclaimed Property Frequently Asked Questions

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application