A Florida Credit Service Organization (CSO) is any person or business that sells, provides, represents or performs in return for payment services to improve a buyers credit history, record or rating, extends or credit for a buyer, or provides advice on said services. CSO's are required by the state to obtain a $10,000 surety bond and establish a trust account. The bond protects consumers from damages that may arise from the actions of the organization.
A CSO must have an approved contract that:
A CSO may not charge or receive money from customers prior to full and complete performance of the services promised unless they have obtained the required $10,000 surety bond. Obtain your bond from
The premium that you pay for a Credit Service Organization Bond is dependent on credit.
Contact our Surety Bond Specialists today at:
Hours: 8:00-5:00 CST, Monday through Friday