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How Do Dishonesty Fidelity Bonds Help Protect Your Business?

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A dishonesty fidelity bond provides protection against financial liability for the loss of a customer's or customer’s securities, money and personal property caused by dishonest or theft by an employee of the insured while on the customer's premises, and upon conviction of the employee perpetrator, the bond will pay the loss. (Some states require an indictment or conviction before the bond will pay out.)

Limits for this coverage range from a minimum of $2,500 to a maximum of $100,000. Some of the more frequently requested fidelity dishonesty bonds are for house cleaning services, temporary employment agencies, home health care, janitorial, and security guard services.

Important Facts About A Dishonesty Fidelity Bond:

  • A standard surety bond DOES NOT protect your assets from liability due to a dishonest act caused by your employee.
  • Dishonest acts or theft by one of your employees while on the premises of your customer’s creates a liability for you, the employer.
  • If you are an owner or officer of a company that has employees working at customer locations, odds are, your business or personal assets are at risk!
  • Employee theft isn't a casual occurrence. It is an intentional act of theft or embezzlement and it's the cause of one out of every five business failures. According to the Department of Justice, nearly one third of all employees are involved in some form of theft, and this is a number that should not be ignored.

What Does This Bond Cost?

The premium cost you pay for a Dishonesty Fidelity Bond is dependent on credit, the number of employess and the bond amount required. Bond amounts over $50,000 will require business and personal financial statements.

More Surety Bond Questions?

Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, call us first. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


For a downloadable application