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Lost Instrument Surety Bonds in California

Close up of a Stock Certificate, a common Lost Instrument

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A Lost Instrument Surety Bond is needed to replace lost, destroyed or stolen financial document or instrument. The surety bond amount varies depending on the value of document, whether it is an open or fixed penalty bond.

Do You Need a Fixed Penalty or Open Penalty Bond?

Fixed Penalty Bonds are used when the value of the instrument remains the same over time and never changes.
Open Penalty Bonds are for an instrument that’s value changes throughout its lifetime.

Common Types of Lost Instruments:

The most common types of lost instruments are cashier's checks, checks, money order, common and preferred stock certificates.

Examples of lost instruments are:

  • Waiver of Probate
  • Stock Book
  • Certified Checks
  • Unclaimed Property
  • Certificate of Deposit
  • Life Insurance Policy
  • Bankbook
  • Other Securities and Financial Instruments

  • Regardless of what type of destroyed, stolen or lost financial instrument you have, SuretyGroup.com can help you through the Lost Instrument process and provide you with the assistance that you need.

    How Much Will This Bond Cost?

    The premium that you pay for a lost instrument surety bond will vary and depend on the value of the document and the type of bond needed (open or fixed penalty). Fixed and open penalty bonds start as low as 1.5% for good credit. SuretyGroup.com provides free, no-obligation quotes for your bond needs.

    Related Links:

    California Unclaimed Property Search

    More Surety Bond Questions?

    Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


    For a downloadable application