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Tennessee Certificate of Title Surety Bond

A car key on top of a certificate of title

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The Tennessee Department of Revenue, Special Investigations, Anti-Theft unit is responsible for the issuing of titles for lost or destroyed titles of passenger vehicles, pickup trucks, trucks, buses, recreational vehicles, motorcycles and manufactured homes, specially constructed vehicles, home-made vehicles, replica vehicles, custom built vehicles and abandoned vehicles. A Certificate of Title is necessary when the original title can’t be found, never existed or was destroyed. The Rules of Department of Revenue Vehicle Services Division Chapter 1320-8-9, Title Bonds, provides the requirements for the issuing of replacement vehicle titles.

Surety Bond Requirements:

  1. Completion of the Certificate of Title Bond Application.
  2. Obtain a surety bond for vehicles having a fair market value of more than three thousand dollars, or a vehicle less than 30 years old regardless of fair market value. The surety bond will need to be in the amount equal to one and one-half times the value of the vehicle which will be determined by the Department. The original bond must be filed with the Department.
  3. Obtain a vin verification by a licensed dealer or law enforcement officer which can be a stamped vin or pencil tracing.
  4. Obtain a notarized bill of sale statement as to why the seller did not have title or has not paid registration. If a notarized bill of sale is not available, obtain a value of the vehicle from a licensed motor vehicle dealer.
  5. The bond remains in effect for three years from issue date.

How Much Will a Tennessee Certificate of Title Bond Cost?

The premium that you pay for a Tennessee Certificate of Title Surety Bond will depend on the bond amount required. Rates may be as low as $100 for bond amounts up to $10,000, and 1% of the amount for bonds over $10,000. Contact our Surety Bond Specialists for a free quote.

Did You Know?

Driving without vehicle registration and current license plates could result in a traffic citation and fines.

Related Links:

Certificate of Title (Lost Title) for Tennessee Department of Revenue, Title and Registration
Tennessee Certification of Ownership
Tennessee Title and Registration Forms
Rules of Department of Revenue, Vehicle Division Services, Chapter 1320-8-9

More Surety Bond Questions?

Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, call us first. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


For a downloadable application