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Georgia MV-46 Certificate of Title or Lost Title Surety Bond for a Motor Vehicle

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A Bonded Title, Lost Title, or Certificate of Title Surety Bond or Duplicate Title is required by the state of Georgia when proof of ownership of a vehicle is not available. This may be the case if you have a motor vehicle that you now own but do not have proof of ownership documents for. This motor vehicle can’t be an abandoned vehicle nor any vehicle from 1985 or older, or a vehicle that is not required to be titled. Vehicles that qualify for a duplicate title include vehicles newer than 1986, motor vehicles (such as a car or truck), travel trailers, car/tow dollies weighing 2,001 lbs or more, motorcycles, campers, 1963 and newer mobile homes or manufactured homes.

The Georgia Department of Revenue oversees the titling and enforcement of vehicles. If it is determined that a bond is needed, your County Tag Office will need the following completed:

Surety Bond and Titling Document Requirements:

  1. You will need a completed and signed MV-1 Title/Tag Application.
  2. A completed and signed Form MV-46 Certificate of Title Bond. Contact SuretyGroup.com to get the bond you need. The surety bond amount is determined by your County Tag Office’s valuation of your motor vehicle. This value may be different than what an online motor vehicle estimate might be (such as from Kelly Blue Book, Carfax or NADA). Regardless of the condition of your motor vehicle, the minimum surety bond amount required is $5,000. If the vehicle is worth more than $5,000, the surety bond will need to be in the amount equal to two times the average retail value of the vehicle. In other words, if your vehicle is worth $5,500, the surety bond amount will be $11,000.
  3. Form MV-46A Certificate of Title Bond Affidavit will also need to be signed and must also be notarized. If the form is not notarized, the Department will not issue you a duplicate title.
  4. You will need to have your vehicle inspected by a law enforcement official who will verify the vehicle identification number (VIN) and ensure that the VIN matches the vehicle that it is affixed to. Upon completion of the inspection, the officer will sign Form T-22B Certificate of Inspection.
  5. Additionally, the vehicle VIN will be checked against the National Motor Vehicle Title Information System (NMVTIS) to verify that the vehicle is not a stolen vehicle, and check for any potential liens on the vehicle.
  6. Also, provide any other documentation that you may have on your vehicle such as a bill of sale or lien release.
  7. When all forms have been signed, bring those forms and any other documents you may have and your original surety bond to your County Tag Office and pay the title fee. Upon completion of form and fees, the duplicate title will be issued.

How Much Will a Georgia Lost Title Bond Cost?

The premium that you pay for a Georgia Certificate of Title or Lost Title Surety Bond is dependent on the value of your vehicle. Rates may be as low as $100 for bond amounts up to $10,000, and 1% of the amount for bonds over $10,000. Contact our Surety Bond Specialists for a free quote.

Related Links:

How to Replace a Lost or Stolen Title in Georgia
Georgia County Tag Offices
Read our blog, "How Do I Get a Georgia Certificate of Title Bond?"
Read our Blog, "Need to Replace Your Veicle's Title? Start Here."
Certificate of Title (Lost Title) for Alabama, Florida, Tennessee, and Texas

More Surety Bond Questions?

Check out our FAQ page or What’s a Surety Bond? page. Should you need or choose to buy a surety bond, buy from us. SuretyGroup.com has been underwriting surety bonds throughout the U.S. for more than 35 years. When you work with us, you enjoy the unique benefit of dealing with a team of highly experienced surety agents with in-house underwriting authority. This allows you to receive competitive, low rates, quick approvals, and immediate bond delivery. In most cases, your bond will be delivered within 24 hours after you apply for it.


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