I Lost My Stock Certificate! Should I Panic?

Close up of a stock certificate
SuretyGroup.com writes lost instrument surety bonds.

When Life Happens – Get a Lost Instrument Surety Bond

An ordinary piece of paper may not seem to be worth much. But when that paper is a stock certificate, cashier’s check or property deed, the value of that paper can be tremendous.

But life happens.

What if that valuable piece of paper accidentally got pitched during a move, was stolen from your car, or fell into the hands of a curious toddler?

Lost Instrument Bonds can save the day.

You will need a duplicate of the document. But the issuer of the original document won’t provide a duplicate just because you smile and ask nicely. If the original turned up and was cashed in, they would lose out financially. They want a guarantee that if the original surfaces, it will be returned for proper disposal. They also want a guarantee that you are the legal owner of that document.

That guarantee is a Lost Instrument Bond. You will need to produce this bond before the issuer will give you a new document.

There are two types of Lost Instrument Bonds: Fixed Penalty and Open Penalty.

Fixed Penalty:

Items that don’t change in value, such as certified checks and certificates of deposit.

Open Penalty:

Items that can fluctuate in market value, such as stock certificates and bonds.

The amount of the bond is set by the issuer of the original document, which is usually a percentage of the instrument’s value.

How Do I Get a Lost Instrument Bond?

Lost Instrument Bonds must be purchased from a Surety through a licensed agent, such as SuretyGroup.com.

SuretyGroup.com‘s Surety Bond Specialists can often give you same-day approval that makes the process quick and easy.


Have questions? SuretyGroup.com can help. Give us a call at 1‑844‑432‑6637 and our Surety Bond Specialists can walk you through the bonding process.


SuretyGroup.com – Your Online Bond Provider.

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